Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jennifer

Easy Enough

Overall, I'm happy with Nationwide Pet Insurance. I have the most expensive protection plan (My Pet Protection With Wellness), but so far it's nice because all medical expenses are covered at 90% and wellness at 100%. It's expensive, but I rather have the piece of mind. I lost my previous little boy almost a year ago and my previous plan (which was also with Nationwide) wasn't as extensive. The plan covered a lot, but the last hospital expenses were a bit hefty, so I don't want to deal with that again. It's enough dealing with the pain, so the last thing you want to do is deal with vet bills and haggle with an insurance company. The only thing that annoys me is that it takes a minimum of 30 days to process your claim. The first claim I had with my new rescue pup took about 3 months because Nationwide Pet Insurance wanted all the paperwork on his previous history. My vet's office kept sending it, but I guess they weren't sending it with the correct cover page, and it kept getting rejected. It was finally processed, but it did take a bit. It's hard to get a complete history on a rescue animal.
5

out of 5

POSTED: | BY: Ruth

Very happy with Nationwide.

You all have been very good about claims reimbursement. Thank yoiu. But I do wonder why it takes 30 days for each claim review.
5

out of 5

POSTED: | BY: Joseph

Excellent service and timely response to claims.

Nationwide provides great comprehensive coverage that allows me to submit my claims at my convenience and is always expedient when responding and fulfilling them. It’s easy and quick to have the funds from claims transferred to my account.
4

out of 5

POSTED: | BY: Ronald

Too slow to pay claims

Thank you for chec6on Cocoa...just would appreciate quicker response times on the payment of claims. I am going to click "Yes" below, but really wish there was an "Undecided" button ;)
5

out of 5

POSTED: | BY: Robert

13 years

Have been pleased the past 13plus years. Have had our 2 babies insured with you for their entire lives. Year ago lost one of our children and both us and our LuLu miss Brandy. You have been efficient and as advertised. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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