Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wanda

I have been very pleased with my experience with customer service, filing claims and receiving funds back.

An awesome company to deal with.
5

out of 5

POSTED: | BY: Casey

Trust Nationwide for care of furs

Excellent caring customer service and efficient claim reimbursement.
3

out of 5

POSTED: | BY: James

It’s A Luxury Item

From the lengthy claims process, to the cloaked underwriting process, I believe that this luxury item (as I was told by a customer service representative) is not worth what I pay. I thought I had selected an appropriate healthcare option for my dog, but after three weeks of waiting, and after being charged a deposit for a “luxury” product I couldn’t evaluate and willingly accept (because of the “underwriting” process), I felt slighted. It became even more apparent when our first few visits weren’t covered due to this lengthy “underwriting” period- despite the fact that I had been charged for a product I didn’t have. When I purchase car insurance, or health insurance, I know what I’m buying when I buy it. When I buy the “luxury product” that is pet insurance, I pay and then wait for the terms to emerge from a mysterious fog. Furthermore, when I am told that my “wellness plan” that I had only one option to select, and couldn’t upgrade until 1 year later, only covered a certain amount of visits. This is a pathetic product. I called to complain because this is a shady business practice and completely unhelpful to responsible pet owners. I was told that it is my prerogative to buy pet insurance because it is a luxury item. That to me was shocking and insulting. Pets aren’t jewelry, they aren’t a home, and they aren’t a car; and yet when I buy insurance for any of those other things, I’m guaranteed exactly what I expect. Coverage- plain and simple. Your luxury item is as poor as your attitude towards the life and wellness of my dog. I’m not recommending your product to anyone- and I am not going to continue paying for your services.
5

out of 5

POSTED: | BY: Ariadna

Easy, fast and hastle free.

Any owner of a Frenchy should get pet insurance. He is always getting into something and having his insurance is a piece of mind
5

out of 5

POSTED: | BY: Jennifer

Excellent Customer Service and Excellent Product

I would recommend Nationwide Pet insurance to any and all of my friends that have furry babies. This insurance has been a god send to me the two major times I've had to use it. My dog has major dental surgery 4 years ago and major tumor removal surgery just last month and both times the bills were substantial. Even though I had to come up with the initial cost to cover the vet bills up front, just the security of knowing I had his insurance to fall back on was an extreme comfort for me in what was a very difficult time. I don't have children, so my dog is my baby, and this product and your staff are hands down amazing. Thank you for all you do to take care of my precious furbaby and put my mind at ease.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review