Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne Watt

Very happy with Nationwide Pet Insurance

I have been very happy with Nationwide. It’s nice knowing I have insurance if something serious happens to my puppy.
5

out of 5

POSTED: | BY: Diego

Rough start, but easy once you understand what they require.

Fantastic insurance, a little on the pricey side but worth it. They covered a great deal of my expenses with my puppy for just about everything minus grooming related things. The only thing that sucks is that they don't exactly tell you what they need from you before you submit your first claim, so it can be a bit of a pain to get that going. Once you get everything squared away, you get reimbursed quickly. My only suggestion is to include grooming services, i'd happily pay more to have that included.
5

out of 5

POSTED: | BY: Wendy Moreau

I recommend Nationwide to all my friends

I purchased this insurance before I brought my puppy home and I very pleased. The customer service representatives are very helpful and knowledgeable. My puppy, now going on two, has been able to have the care she has needed to thrive with the help of Nationwide.
3

out of 5

POSTED: | BY: diane kelley

Dependable But Unrealistic Reimbursement

Overall, Nationwide is very responsive in processing claims and providing service. Their service representatives are knowledgeable. The caution I would provide is to ensure you are very careful about plan selection as so many fee schedules (maximum amount paid for testing and management of a condition) is unrealistically low and not at all in line with any fees of veterinarians. Thanks
5

out of 5

POSTED: | BY: Beverly Fienberg

Nationwide insurance is efficient and timely with their reimbursements

Nationwide posts on-line the results of the claim before the reimbursement--so you can follow the process and add any additional information necessary for the claim. This company took over from VPI Pet Insurance and they have been efficient and timely in their reimbursements for Vet care for our pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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