Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Terry

betterbthan nothing

I was hoping you would have paid me back more, but anyrhing is better than nothing
5

out of 5

POSTED: | BY: PAUL

WE GOT EXCELLENT SERVICE ON EVERY CLAIM.

EVERY CLAIM WAS PAID PROMPTLY
5

out of 5

POSTED: | BY: Donna

Very happy

I am very happy with my insurance with Nationwide; my claim filings and reimbursements have been terrific. My contacts with customer service always good as well. My only concern is the cost as my pup ages. I have been told that the insurance rates can rise considerably as your dog ages. Is this something I should be concerned about with Nationwide?
4

out of 5

POSTED: | BY: Kalen

Claims Procesa Takea Too Long

The insurance coverage is decent. The claims process takes longer then expected.
5

out of 5

POSTED: | BY: Amy

Nationwide made a traumatic experience tremendously less stressful

My dog (or should I say my baby) was brought into an Emergency Room while I was out of town. That alone cost me > $500 for testing and exam fees. Hoping that the ER visit was the end of it, it turned out that Asher had some foreign objects stuck in his stomach and small intestine. The likelihood of them passing on their own was minimizing as the days passed. 1 more emergency visit, 3-5 tests later, we rushed Asher into same day surgery to get the foreign objects removed (quoted at 3k to 7k) for the procedure, hospitalization and medicine. I graduated college in June of 2018 and have just gotten my finances grounded with a full time job. Thankfully my company offers Nationwide pet insurance as an optional benefit and I opted in as soon as I joined. If it weren't for the reassurance that Nationwide would have me covered, I would have lost everything I have saved since I graduated. Thanks to Nationwide for helping me focus on my pup and not have to think of money as a driving factor. Because of them, Asher is doing better than ever before.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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