Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy Bryant

So easy to file and before i knew it the reimbursement was in my hands!

My first time filing a claim, did it all online and by fax. So super easy for a nontechnical dog mom like me. Before I knew it I had an email outling the results and then a check was in my mailbox!!
5

out of 5

POSTED: | BY: Karen Cairo

Best insurance!

I have had this insurance for years and am amazed every time I submit a claim--so much is covered!
5

out of 5

POSTED: | BY: Christine

Feedback of Insurance

Nationwide has been very helpful with my dog, she had developed some issues over the years and am so grateful for the coverage. Thanks for checking up on her too.
5

out of 5

POSTED: | BY: Robyn M

Calm and Comforting: There for me in my time of need

I cannot overstate how glad I am that I have Nationwide pet insurance. The short story is that without their coverage, I would be thousands of dollars in debt. I have never been so relieved than when I called Nationwide and found that my policy covered the treatment needed to get my cat healthy again. Not only was filing the claim straightforward, but the claim was filed, received, answered, and completed far faster than I expected. I am truly grateful to have Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Kristin Nielsen

First claim

This was the first claim for our new puppy and it went great. I wish that the coverage was easier to understand, and why certain things aren't paid, or why they aren't paid as much. Otherwise love the service
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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