Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,615

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bobby

Best decision I ever made!

2 big girls and a lot of costs making sure their taken care of. Nationwide was my best decision and I made it about 15 or more years ago for some other big girls of mine! Love the big dogs and Nationwide has been great!
3

out of 5

POSTED: | BY: Kaity

Doesn't cover enough

I would not recommend Nationwide to other pet owners. Pros: the claims process is easy and through an app. Confirmation emails and payouts are sent in a reasonable amount of time. Cons: the application process was not transparent. Nationwide asked for reasons why my pet had visited the vet recently, without telling me that those would become her "pre-existing conditions." Consequently, they covered very little of our costs for routine care. Additionally, preventative care is not covered. This plan was not worth the cost and we will not continue coverage.
5

out of 5

POSTED: | BY: Hal

Very good coverage and fast claim turn around

With our policy everything is covered, even flea/heartworm meds. Annie needed an ultrasound of her heard recently and yes covered. Claims are processed in a timely manor and funds send electronically to an account you specify.
5

out of 5

POSTED: | BY: Yolande

Great company!

It’s a great company and I have had no problems with them. This is my second dog that i’ Had insurance on.
5

out of 5

POSTED: | BY: Emily

Insurance makes my dogs care my first choice instead of worrying about the cost.

I love nationwide i refer all my friends to it for vet insurance.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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