Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Zachary Post

Excellent service!

My pet insurance experience for my now 1 year old puppy has been extremely positive with Nationwide! Love the ease of submitting claims and the great coverage that comes along with it. My wife and I have also used the 24/7 Vet Helpline several times over the first year of having our pup, and they are always super responsive and helpful!
5

out of 5

POSTED: | BY: Elaine

Glad to have national insurance to help!!!

Great insurance wouldn’t be without it .
5

out of 5

POSTED: | BY: Linda McKee

Wouldn't be without this coverage

I am very happy with VPI coverage for Maddie. We live in an area that has rattlesnakes and we have had them in our back yard. We vaccinate Maddie every year, and she has had rattlesnake aversion training, but you just never know what might happen. I'm glad to know we are protected. Also, she has a sensitive stomach and is on a special diet, but sometimes she needs meds to get her back on track when she gets sick. I'm grateful to have this coverage. I tell everyone with pets about VPI and how happy we are with them.
5

out of 5

POSTED: | BY: Rachel

Great Service

So happy I decided to get pet insurance. It has been a huge help with cost
4

out of 5

POSTED: | BY: BILL DEMPSEY

RATES HIGH, SETTLEMENT SLOW

Huge 50 % rate increase after 1 year on healthy puppy. settlement of claims very slow, the old VPI did a much better job until purchased by Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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