Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,615

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patti

Nationwide keeps Gus healthy and happy!

I have had Nationwide Pet Insurance since we brought Gus home from the breeder. They are so easy to work with and always follow up on my claims to see how Gus is doing. Would highly recommend them!
5

out of 5

POSTED: | BY: Heather

I wish human health insurance customer service was this amazing!

I love how easy the claims process is. A simple one page form, a fax, and boom - response in under 10 days. Above average service all the way.
5

out of 5

POSTED: | BY: Paul

Superb Service

I recommend highly Nationwide Pet Insurance. Nationwide is a nationally recognized name and lives up to its national reputation of excellence. Its service to its clients is absolutely splendid. My Heilke and I are very, very pleased.
5

out of 5

POSTED: | BY: Christina

Making treatment decisions based on need not finances!

Years ago I decided that I didn't want to have to base my choice of life saving treatment or care in general, on my ability to pay for it. Thank goodness I haven't needed to make that decision, but if I need too, I'll do it without feelings of guilt. Nationwide has pasted all my claims without question.
3

out of 5

POSTED: | BY: Leroy

Slow claim proccessing

Insurance is good for wellness. I gave a low score because it takes them over 30 days to process claims. Other carriers are much less.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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