Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Payment turn over

Nationwide is the best thing I ever did for my dog. I could never have afforded the care he needed in his first year and a half so the outcome would have been heartbreaking. My only complaint is the time it takes to get reimbursed, especially for simple office visits with vaccines. I can understand that a more involved procedure would require more time to review but the routine charges could be processed much quicker. That is my only complaint and again, i’m So glad I made the decision to go with Nationwide! I recommend Nationwide to every dog owner I know!
5

out of 5

POSTED: | BY: Lisa

I had trouble in the beginning with Claims and getting to understand what is needed for the claims

I have enjoyed the services that go along with the policy! I have struggled to get down the detailed information needed for a claim. I would recommend the insurance to others.
5

out of 5

POSTED: | BY: Barbara

You have Abby covered.

I purchased Nationwide when I rescued Abby at 3 months. She is 19 months now and I have had no difficulty at all with submitting Abby’s claims. All claims have been processed in a timely manner. Thumbs up to Nationwide.
5

out of 5

POSTED: | BY: Patrícia

Excellent cost-effective care for our beloved pets

I have chosen the most complete coverage that includes reimbursement with medicine expenses for example and I am very satisfied. The payment is made in average one month after the submission of the claim form. It was definitely a good choice.
5

out of 5

POSTED: | BY: Lynda

Nationwide on my side

Best decision I made besides getting my first dog, was getting Nationwide to cover his medical needs!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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