Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Marcia

Reimburses most expensive for chronic ear infection costs

Although reimbursement takes a few weeks or more, most of the costs are ultimately covered and reimbursed and this is very helpful with chronic conditions. My cat recently developed a fungal ear infection and it has required constant follow up. He is still receiving care and the insurance reimbursements have helped.
5

out of 5

POSTED: | BY: Luis

Worth every penny

This insurance has been a life saver. No one ever plans to have a per be sick but luckily for us we had this policy and it was a life saver. Great customer service and easy to deal with. Worth every penny and our pooch is feeling much better
5

out of 5

POSTED: | BY: Maureen

Love This Insurance

If not for Nationwide Pet Insurance I don't think I could have managed my vet bills when my almost 2 year old began getting sick. They have provided excellent customer service and almost all of the costs have been covered. True to their word the claims are managed within 30 days and that is most appreciated. I have to say I will not mind when the time comes where I'm paying for insurance but my dog only needs routine exams - the peace of mind in knowing there is help is more than worth it to me. I recommended this insurance to many friends and I know of at least 1 that has it now. I also recommend it to those on social media when they ask for recommendations on insurance. Thank you for being there Nationwide.
5

out of 5

POSTED: | BY: Karyn

Thank You

Nationwide insurance has been a God send for our beloved Colt. He was diagnosed with an autoimmune disease last year and his medication is pretty expensive. I would not be able to keep up his care without the help of Nationwide. I will never own a pet again that is not protected from birth!
5

out of 5

POSTED: | BY: Kathy

Great response to my call

The first review of Prospero's claim only addressed one visit; after I requested a deeper review, all the visits for his illness were addressed and claims reimbursement was provided very quickly. Prospero has recovered from pneumonia and is back to his old ornery self!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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