Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise

Everything went smoothly

My vet submitted my claims for me and everything was easy
5

out of 5

POSTED: | BY: Marjorie

First Time Submitting a Claim

This was the first time submitting a claim. It was so easy; it was processed with no issues and everything was covered minus my deductible. Relieved and grateful.
5

out of 5

POSTED: | BY: Andrew

Thank god I had pet insurance!

We had our Peanut under Banfield's plan since we got her so we never thought about getting the pet insurance offered through my work.... until we had to visit the emergency vet which ended up being nothing more than dehydration due to diarrhea. An IV bag of saline solution and $1000 later, we decided that it would be a good idea to get the pet insurance. Thank god we did because I couldn't imagine having to make the same hard decisions but with added financial burdens associated to them.
5

out of 5

POSTED: | BY: Elizabeth

love it!

Best pet insurance available! Good coverage, fast claims.
5

out of 5

POSTED: | BY: Richard

Great customer service.

Claims are paid right away. Filing for claims is easy and fast. I am overall very satisfied with the insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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