Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea Stearns

Well on the road to recovery

The entire process of submitting claims to getting electronic deposits was seamless. Having an injury and knowing that you have insurance to help give your dog the best possible chance of recovery is invaluable. Loki had an ACL tear repaired. The crate rest is a challenge because he is doing well; doctor’s orders are being followed to a T. I don’t know how we would have done this without pet insurance.
5

out of 5

POSTED: | BY: Jayra Villa

Amazing turnaround on claims and simple process!

The process of submitting a claim is extremely easy. I appreciate the processing emails so we know it was received. Thank you so much for making this process enjoyable. I recommend this insurance to all my friends and family!
5

out of 5

POSTED: | BY: Xi Lu

Overall is great! But sometimes the claim process can take long

Overall is great! But sometimes the claim process can take long (up to 3 months)
5

out of 5

POSTED: | BY: Samala Coary

ChrisC is doing great.

You are the best. I love your company and recommend you to every pet owner I know.
5

out of 5

POSTED: | BY: Jan Goldsmith

Excellent

I am very pleased with Nationwide. Responsive and helpful. Good follow-up. Our puppy had a few unusual health issues that have now been resolved. Nationwide was there for us. Thanks.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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