Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JANE

Very good service

Would like to see how I can get Sophie covered to get spaded
5

out of 5

POSTED: | BY: Alex

Makes it easy to make sure my pup is taken care of!

I have been working w/ Nationwide for the last 18 months since i adopted my pup. It gives me so much peace of mind to know that I can go anywhere at any time to help my guy if he gets in trouble - like a recent trip to AZ where we had a scary encounter with a cactus on a hike! The claims process is super easy and the pricing is well worth it to make sure that my little guy lives the best life ever. Wish my own health insurance was so easy! Thank you.
5

out of 5

POSTED: | BY: Jean

murphy

Dealing with Nationwide is very easy. Very happy with the coverage.
4

out of 5

POSTED: | BY: Jennifer

Easy Enough

Overall, I'm happy with Nationwide Pet Insurance. I have the most expensive protection plan (My Pet Protection With Wellness), but so far it's nice because all medical expenses are covered at 90% and wellness at 100%. It's expensive, but I rather have the piece of mind. I lost my previous little boy almost a year ago and my previous plan (which was also with Nationwide) wasn't as extensive. The plan covered a lot, but the last hospital expenses were a bit hefty, so I don't want to deal with that again. It's enough dealing with the pain, so the last thing you want to do is deal with vet bills and haggle with an insurance company. The only thing that annoys me is that it takes a minimum of 30 days to process your claim. The first claim I had with my new rescue pup took about 3 months because Nationwide Pet Insurance wanted all the paperwork on his previous history. My vet's office kept sending it, but I guess they weren't sending it with the correct cover page, and it kept getting rejected. It was finally processed, but it did take a bit. It's hard to get a complete history on a rescue animal.
5

out of 5

POSTED: | BY: Ruth

Very happy with Nationwide.

You all have been very good about claims reimbursement. Thank yoiu. But I do wonder why it takes 30 days for each claim review.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review