Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacie

Best choice I ever made to go with Nationwide

Love having Nationwide insurance for my pets. They have done nothing but provide great service and protection for my pets. When needed, they’ve truly stepped up and help pay for vet bills during rough times. I feel they care about my pets health too and so glad I have nationwide insurance to count on.
5

out of 5

POSTED: | BY: Edna J

We always receive excellent service from Nationwide.

We are always very happy with our experience with Nationwide. Whenever anyone asks about where we have Pet Insurance, I always recommend Nationwide. May I receive a dozen pamphlets to give to people who will buy a puppy from us?
5

out of 5

POSTED: | BY: John Gardner

Nationwide has excellent insurance for your pet.

Nationwide has comprehensive, competitive healthcare for your pet. Very easy to submit claims.
4

out of 5

POSTED: | BY: Jacob Qualls

Claim processing updates and speed are slower than expected.

I really like the ease of pet insurance claim submission and personalization of the process. However, I’ve been waiting over a month (over two months from some original submission dates) for claim status updates and repayment and don’t believe verification should take this long. My next review will be based on the completion of the process for several of these outstanding claims.
5

out of 5

POSTED: | BY: Leticia Garcia

Easy Claim submission!

The claim submission for my pet was easy, simple 2 steps and great response time! Thank you Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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