Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,641

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: NANCY

UNDERPAYMENT FOR CLAIMS FILED

I faithfully pay my premiums through payroll deduct without fail and expect 100% wellness protection per your constant advertising and harassment for more money. When I filed my claims for Magnus this year for his wellness exams, Nationwide only paid 'allowables", leaving me hanging with the balance for these visits. What is the point of having insurance with Nationwide? I could save my premiums and pay the wellness visits in full with the savings.
5

out of 5

POSTED: | BY: Emily

Great company

Love your customer service. Great company, very easy to file a claim.
4

out of 5

POSTED: | BY: Amie

good to be receiving reimbursements

Easy to have vet automatically submit claims and quick response and payment --
5

out of 5

POSTED: | BY: Jackie

Excellent service and easy to use with VetusVet app!

Ginger is my second dog covered by nationwide! The coverage gives me peace of mind while caring for my animals. The ease of use is awesome with the VetusVet app. I keep track of their health on the app and submitting claims takes a few short minutes!
5

out of 5

POSTED: | BY: Sidney

Life Saver

My pup is just a little over a year and I rescued him from a family friend. He's a pit mix so he likes to chew up and destroy toys but one day he ate his rope toy and it got stuck in his intestines. It was a very scary time for me because I didn't understand why he was so sick. I rushed him to the hospital and they told me he needed surgery asap to remove everything that was stuck inside his tummy. Being a dog mom I threw my credit card at them and told them I didn't care the price I just wanted him to feel better. So they swiped away and the bill was way more expensive than I would've thought. Without thinking twice I didn't have anxiety because I knew Nationwide would take care of me. Nationwide took care of 90% of the cost and replied to my claim in a timely manner. Thanks to them my dogo and I can live life happy as ever because we know Nationwide will take care us.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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