Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah

Lifesaving service!

I have been a customer since VPI (now Nationwide) pet insurance was first offered and have insured many dogs over the years. The peace of mind alone is worth the cost, but the fact that it has saved and/or extended the lives of a number of my dogs...priceless. HINT: Create an ID tag for your pet that includes "I AM INSURED", your policy number, and Nationwide's toll-free number. If your pet is injured, you are unreachable by phone at the moment, and he/she is wearing such a tag the chances of immediate medical treatment increase greatly.
4

out of 5

POSTED: | BY: Roberta

Good insurance - trouble getting paid

The insurance is excellent and covers a multitude of preventive and other medical issues, however I received a reimbursement over a week ago and my bank still hasn't released the money. I received notice from them stating that the check may not be paid. I am still waiting for my reimbursement to post to my account.
4

out of 5

POSTED: | BY: Ellen

One of my claims is missing

Where is my other claim
5

out of 5

POSTED: | BY: Tiffany

Great customer service!

I appreciate the detailed online updates on my claims, and knowledgeable customer service representatives to talk to as well.
5

out of 5

POSTED: | BY: Leslie

Very open to reviewing claims when negative outcome for mistakes

Keep up your part of the coverage
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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