Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lizz Owen

Excellent service!

I appreciate the quick processing of every claim I’ve submitted!
5

out of 5

POSTED: | BY: Scotti Troxell

Having insurance on my sweet pet is priceless!

I recommend your insurance company to many friends who do not know about having pet insurance! My experience with the company has always been very good. Filing a claim in easy, tracking it online is helpful too. With unexpected vet bills, it gives me great peace of mind having pet insurance for my Lucy!
5

out of 5

POSTED: | BY: Joseph Fortunato

Parent, Pet, Vet, Nationwide... A partnership!

Our dog needed an operation. Our Vet provided a treatment plan, Nationwide reviewed it and assured me that they will do everything they can to ensure that the maximum amount of coverage would be applied accross all related visits and procedures to this case. Filing each claim was a snap using the Vitus Vet app and I received the related reimbursements within the promised time period. I have six dogs, each is covered by Nationwide Pet insurance. We are very happy about that, and so is our pack!
5

out of 5

POSTED: | BY: Lindsey Smith

Insurance made easy

I am so used to insurance claims and responses being convoluted and difficult to follow but that is not the case with Nationwide! Submitting a claim is so easy. Print out the claim form, fill it out and email a picture of the form. Explanation of benefits is easy to understand and my favorite part is that they don't send you a paper check in the mail! All electronic.
5

out of 5

POSTED: | BY: Weilin chang

Nationwide took care of my cat

Overall the claims are easy, smooth, and instructions are clear.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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