Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Hamff

Easy to file. Prompt to pay.

Claims are very easy to file via the phone app. Payments are received in a reasonable amount of time.
5

out of 5

POSTED: | BY: Marie C

Nationwide Pet Insurance is Great!

I have ha my Yorkie insured by Nationwide Pet Insurance since she was 1year and 4 months old! They have been great in helping me keep her healthy! Submitting claims is so easy to do online! The response time for processing claims is also fast and the money is deposited directly into my bank account! How great a way to keep your pet healthy and happy! Love Nationwide Pet Insurance! I have recommended Nationwide Pet Insurance to many of my friends and even to people I meet at the Dog park and pet stores and at the Vets office! I think they are Great!
5

out of 5

POSTED: | BY: Mary-Ellen Toomey-MacLean

Very Happy with Nationwide

I have been very pleased with VPI now Nationwide insurance. I have been a customer for almost 9 years. The turn around time on claims is very good. The only thing I have been disappointed was when the company would not allow me to upgrade a few years ago. The request was declined because my dog has an eye condition that she came down with 2 years after my joining. The eye problem was considered a pre-existing ailment and therefor I was rejected. I was extremely disappointed where my dog has been with this company since a baby.
5

out of 5

POSTED: | BY: Sandra

Easy Claim Process

The claim submission is easy and app is a great tool to leverage. My only gripe is the lead time for claims to be reviewed and reimbursed. This can be quicker.
5

out of 5

POSTED: | BY: Kaylene Weiand

Easiest, fastest claim service

Wonderful and fast turn around on claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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