Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,728

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne

I appreciate the ease of claim submission and the timely payment electronically submitted.

I highly recommend this product! The rates are reasonable and it is very assuring to know my beloved pet will be well cared for.
5

out of 5

POSTED: | BY: Atabak

GREAT AND EASY INSURANCE AND STAFF TO WORK WITH

We have been with this insurance for 4 years. Great costumer service. a little late claim updates sent to me but over all great insurance and great staff to talk. all knowledgeable
5

out of 5

POSTED: | BY: Imelda

you are the best

you are the best we give you a 10 plus
5

out of 5

POSTED: | BY: Claudine

BEST Pet Insurance You Can Buy!!!!!!!!

I cannot possibly say enough good things about Nationwide pet insurance! We have an 11 month old Great Dane, who unfortunately had a leg accident a few months ago. Nationwide covered the percentage they promised, plus all of his wellness checks and vaccines to date! I researched a ton of pet insurance companies, and no one comes close to the value and quality of Nationwide!
5

out of 5

POSTED: | BY: Katie

Best decision in getting a pet

This is the one thing you hope you never need but are so glad to have it. I brought my puppy home January 2018, his problems started in May with pain in his neck/back. 3 visits to the vet in a week, no idea the cause but steroids helped. September same thing, again steroids helped but he was still in pain. I tried acupuncture & laser therapy to no avail. Meantime, he had surgery for swallowing an entire toy. 2 days after that he spent a night in the ER. He saw a neurologist in Nov 18 and she was able to diagnose him right away & he's been treated monthly since. He also swallowed 2 socks, needed an endoscopy. Due to his back issues, his skin started to calcify so he's now also seeing a dermatologist. Nationwide has covered all of it per terms of my plans. 90% after deductible. They have always paid within 30 days. Submitting a claim is so easy, you can do it via email. I have not once had an issue or been denied. Having this insurance has made a huge difference for me & my dog. He is on the road to recovery on all his issues and Nationwide's service and cost makes me not hesitate to recommend them anywhere. I've been told by many others they have pet insurance but it never pays for anything. I am so relieved I am with Nationwide & I don't have to worry about making health decisions for my dog based on cost (though I do try to save whenever I can).

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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