Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick Hanlon

Very Efficient

Never had an issue with a claim very efficient!!
3

out of 5

POSTED: | BY: Mary Lanese

Not what I expected

Your coverage is very unclear. You say you pay for flea and tick preventatives, but when I submitted a claim for a 6 month supply (and even used a coupon to get a reduced rate from the vendor) you only paid $75. What's with that? I'm really not sure about whether to stick with Nationwide. I joined to get wellness and other coverage, but the coverage I have on my other Dane (major medical only) paid out a $4800 claim within 3 days of my filing it. It takes 3 weeks for you to get back to me to tell me you need more documentation... Just not what I expected from Nationwide.
4

out of 5

POSTED: | BY: Cat

Nationwide comes thru for Bruno!

Receipt of the claim and reimbursement for Bruno was very quick and we appreciate it. I would like to see Nationwide decrease their monthly premiums. They are higher than other insurance companies.
5

out of 5

POSTED: | BY: Sara Cordova

Awesome Pet Insurance!

Nationwide pet insurance is super awesome! I’m so thankful to have this fantastic coverage for my fur baby. She has been hospitalized twice in the last few months and Nationwide pet insurance really helped to ease our stress in these emergencies by providing amazing coverage! Highly recommended! I tell all pet parents about it!!
5

out of 5

POSTED: | BY: Linda

Everything you say is true. Filing the claim took minutes and I received a check within weeks. Thank you

I was doubtful but am now a believer! Filing the claim online was so easy. You let me know what wasn't covered and why it was not paid (food for Stella) and sent me a check for the rest. I have told everyone1

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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