Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth F

Great service

My poor little girl was limping. We took her to the vet to get checked out and she was ordered to restricted activity, anti-inflammatory and pain meds for 2 weeks. Now Ruby has her appetite back and is feeling fine! The claims process was so easy and the funds were wired within a couple of weeks.
5

out of 5

POSTED: | BY: Miguel A

Great pet service

Very nice service. One inconvenience is you have to wait at least a month! Maybe a change is in effect. My last return money was in a week! Greatly surprise. Hope to stay that way. I pay in the at the front, once the vet let us back home. Please stay in only a week. Thanks.
5

out of 5

POSTED: | BY: Martha Ann

I think my previous coverage covered more.

I liked my old plan better.
5

out of 5

POSTED: | BY: Deborah Andis

Caring, understanding and quick response time

Yes! Never had any issues with claims. Always kind and courteous when I contact by phone.
5

out of 5

POSTED: | BY: Larissa

Super easy to deal with

As simple as it gets. Insurance is hard to understand in the first place (auto, health, optometry) after reaching my 250$ annual deductible (which is pretty easy) I get 90% money back of everything else that it covers. Nail clippings and anal glass are a regular monthly thing for my mini dachshund. Annual Teeth cleaning is a must. And God forbid anything happens to his back I have options and don’t have to scramble!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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