Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CyndiB

Glad I can care for my dog without financial hassle and worry.

Easy, fast service. I am sure I made the right choice with this insurance. If only people insurance was this easy.
5

out of 5

POSTED: | BY: Corinne Castrillon

claims take a long time to process otherwise good insurance

Claims take a long time to process and pay but otherwise good company and benefits.
5

out of 5

POSTED: | BY: Caralee Gould

I have not been disappointed in any way with Nationwide Pet Insurance.

I’ve not had pet insurance before. I got Turbo as a pup and decided it would be a good idea to insure an active pup. Fortunately, he had a safe puppy hood. Along the way, we had the normal vet visits. It is absolutely simple to submit the vet receipts. The email comes back within a few days that the claim is active. Shortly after that, I get a check, or an explanation. Simple.
5

out of 5

POSTED: | BY: Carla Zeisler

Woof(SUPER)

Excellent job Thank you 🐾
5

out of 5

POSTED: | BY: Mark Mcardle

Happy cat, happy cat owner!

Awesome customer service! Never submitted a claim before and wasn't sure what to do. Called customer service and they walked me through it. Submitted claim that night online and had a check in a couple of weeks.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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