Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen Brown

Great response time in processing claims

Great
5

out of 5

POSTED: | BY: Joanne Brown

Nationwide is the best pet insurance!

Great service.
4

out of 5

POSTED: | BY: Nicole M.

Easy to File a Claim but it Takes a While to Process

I submit claims through the VitusVet app. It's easy to submit the claim via the app. My only issue is that it takes a couple of days from when you submit the claim on the app to receive an email confirming that your claim was received. It takes even more longer to process the claim (sometimes a few weeks).
5

out of 5

POSTED: | BY: Christy Duke

So happy I have Nationwide

Nationwide is my first experience with pet health insurance and I will never use another one. The ease of applying, filing claims, and the prompt review and payment within 30 days is fantastic! In my over 2 years experience with Nationwide as my dog's insurer, there has only been one claim that was sent back to me for more information, and it was legitimately my error when I filed it. I gathered up the information, faxed it over, and the claim was reprocessed within days. I truly can't recommend a better pet health insurance company!
5

out of 5

POSTED: | BY: Craig

Straight Forward Claims Process

From submitting the claim, to ease of understanding the coordination of benefits to receipt of funds, Nationwide made the whole process very easy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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