Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tommy Gerber

Best Pet Insurance Ever

So easy to file claim and always resolved very quickly. Never had a coverage dispute. Wish I could get this insurance for me.
5

out of 5

POSTED: | BY: Marcy Shadle

I am extremely happy with the service at Nationwide/VPI

I have had Nationwide/VPI for almost 13 years. I am very happy with how much I get refunded back to me when I submit a claim. Any time I call Customer Service, they are very friendly and helpful.
5

out of 5

POSTED: | BY: Susan Luke

I am glad that I have Nationwide Pet Insurance

I have had Pet Insurance for many years and most years my costs have been less than the premiums but now I have senior cats and their expenses are going up. It is nice to know that if something more expensive comes up I will have help paying it and won't have to make a tough choice based on expense.
5

out of 5

POSTED: | BY: Paul Hof

Comforted to know we have insurance

Thanks for checking on AJ. He’s a loving 12 year old mutt who was diagnosed with bone cancer within the last few months. We had some expensive tests and it was some comfort to know I had insurance to ease the financial burden. I’m opting to keep him comfortable with meds and look at each day as a bonus day in his life.
5

out of 5

POSTED: | BY: Christy

Nationwide pet insurance provides prompt processing and payment of claims.

See above sentence.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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