Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katherine Merideth

After set up, it's easy.

Once I got it all set up, which was quite a process, it went relatively easyily.
5

out of 5

POSTED: | BY: Rayetta Bartley

I've so far had a good experience with my pet insurance.

My insurance company helped me with my pet's needs in a time when I needed it.
5

out of 5

POSTED: | BY: Bryna Siegel

Great job

Fully covered emergency vet visit for foot injury. Uploaded receipt to app, reimbursement was direct deposited in a few weeks.
5

out of 5

POSTED: | BY: Dan Brooks

Quick and easy

Nationwide made the whole process simple.
4

out of 5

POSTED: | BY: Christine

Too expensive not enough return on cost

I love being able to have my pet insured but the cost is so high and I get some money back but not enough to where I feel this is worth it. My husband and I debate all the time of whether to keep her insurance or just set that money aside that we would normally pay and just use that if something happens. I have three other dogs that I can’t afford to insure. I’m having to look at other places just to get them insured. I also wish I could submit claims through an app instead of faxing and the wait is so long to even find out if you’ll get anything back. I do appreciate the direct payment though instead of waiting for a check. That’s really nice.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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