Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Danielle

Haven't Let Me Down Yet!

I am really impressed with the way each claim has been evaluated and paid but wish they were more current and timely in their processes. It would be nice to be able to file a claim from their website instead of a third party app but overall I am grateful for this service and tell everyone I know how valuable it has been and the peace of mind that it provides my family.
4

out of 5

POSTED: | BY: Linda Snyder

Happy to Have Them

I am happy to have them! I have 4 little ones and it is nice to know that if I have a problem/accident with one of them, I do not have the added stress of HOW am I going to pay for the vet bill. I get HeartGuard and Flea/Tick MED’s. Annual visits and teeth cleaning if needed. I must admit that I do not like the fact that the price has gone up a lot since I have been with them. I also must admit that one of my kids has pancreatitis and it only covers ONE time with that diagnosis a year. That hurts when your little one is suffering and your have to find the extra funds to pay for it and pay for the insurance that only pays once a year for that dx. On a scale of 1-10, I would give 8. I do recommend to others and have looked around at other insurance companies, they may be cheaper, but not give you what I get here.
5

out of 5

POSTED: | BY: Jennifer

Easy!

I've had an easy time making my claims for Ruffio with you! You've been most helpful!
5

out of 5

POSTED: | BY: Sujay

Convenient and easy

It was really easy to file the claim using the mobile app. While the processing time could be improved a bit. overall experience was really good. Accepting payments is easier too. You don't have to wait for the check in the mail, you can accept online payments.
5

out of 5

POSTED: | BY: Sony Norton

Awesome Experience

Takes the stress out of caring your fur baby.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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