Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karla

Calvin's heart murmur

Thank goodness for Nationwide pet insurance. My precious Westie is 12 now and was just recently diagnosed with a heart murmur. I had a choice of having him checked by specialist to find the cause or just keep an eye on it. Because I have my Calvin insured, I was able to afford to have him undergo a thorough exam to determine the cause and extent of his murmur. Fortunately, he is only in the very beginning stages of canine heart disease and no treatment is necessary at this point. He should live a healthy extended lifewith proper care and check ups. I have peace of mind because of Nationwide and Calvin is doing great
5

out of 5

POSTED: | BY: Arthur

Fast and fair claim process.

I have had this insurance for over a year and a half and the service has been outstanding. Any issues were handled quickly. Some claims take a little longer due to the complexity. Overall I’m extremely satisfied.
5

out of 5

POSTED: | BY: Anthony

Policy Charges

Lexy is doing fine but she's worried about one thing. Every year that she gets older Nationwide keeps raising the policy premiums and Lexy is worried her owner won't be able to insure her if it continues to be raised any higher. Lexy said she would get a job to help cover the costs but she can't find a job that matched her skills.
5

out of 5

POSTED: | BY: David

Claim went okay

The claim went smoothly. I received my claim within a few weeks.
5

out of 5

POSTED: | BY: JoAnn

Great.

Very helpful with any questions.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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