Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Sally

Extreme Difficulty with Claims

it took almost 6 months to get Nellie's claims paid despite three vet's offices sending extensive records. I have never had this with any of our other dogs. I even sent in all of her adoption papers and vet records prior to our adopting her. i will say that your customer service was very good.
5

out of 5

POSTED: | BY: Renee

Number one in my book

I am so pleased with Nationwide Pet insurance I just don't know what I would do without it. Thank you so much, Renee Brown
5

out of 5

POSTED: | BY: Jim

Outstanding service and responsiveness

Fantastic product to have peace of mind, the reimbursement process is what I like most, simple and true to the form and coverages
5

out of 5

POSTED: | BY: brittany

Awesome customer service

Nationwide has been wonderful. We have a 1 year old Doberman who apparently likes to eat things! He ate a Kong toy and had a foreign body obstruction needing emergency surgery and then 6 weeks later had emergency surgery again because he found a popsicle stick and swallowed it whole. Nationwide has been so wonderful to deal with and I am grateful everyday for getting pet insurance for this dog!
5

out of 5

POSTED: | BY: Sebastian

Peace of mind...

At first I was apprehensive about buying pet insurance; I know how important it can be if something were to go wrong. I did a lot of research and decided to go with Nationwide. Nationwide has been awesome! My pup has had a few minor illnesses and just knowing she is insured, gives me peace of mind. I plan to hike as much of the Appalachian Trail as I can one day and I know having the insurance is definitely going to make the hike a lot less stressful. Putting in claims is fast and easy and responses are always very quick! I have told my friends about how great it is knowing I have this for her and I hope they take my advice and get the insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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