Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Polly Bild

Easy filing

filing is easy if you have a way to fax. There might be a way to send claims via phone and pics but I haven't figured it out yet.
5

out of 5

POSTED: | BY: Donald M.

Glad we bought Nationwide for Luke when he was a pup, makes for a much happier and healthier pup.

Luke has had Nationwide for 5 years. He is a very active Chocolate Lab who has the run of two fenced acres since he was 8 weeks old. During that time we have always used the same Veterinarian, Early on she recommended we purchase Veterinarian Pet Insurance (now Nationwide). At first we were skeptical, "Pet Health Insurance"? Really?? But we took her advice and have been amazed at the service we have received from Nationwide. We have both the Base Premium and Wellness Endorsement for Luke and are happy that we purchase both. We have recommended Nationwide to friends who have all been equally happy with the service received. It is also very comforting to be able to call a veterinarian anytime, 24 hours a day to get emergency guidance on issues with your pet when your regular Vet is closed. The ease of filing claims is exceptional, I wish it were so easy for our 'people' health insurance. And the handling of the claim is fast, fair, and accurate. Luke will have Nationwide throughout his life.
4

out of 5

POSTED: | BY: mick mcgill

Excellent product & service

Im very pleased withe the coverage & service.
5

out of 5

POSTED: | BY: DEBBIE FROST

First time insurance!

This is the first dog that I have purchased insurance for....and since I'm retired, savings is important. Bella had an eardrum infection, another first. I took 3 wees to recover! Thank goodness I purchased insurance. Thanks Nationwide! I only have one issue.....Bella's name was changed and the insurance still has the old name, Sarabella. Please change her name!
5

out of 5

POSTED: | BY: Teresa Dalgliesh

Giving peace of mind after a “Big C” diagnosis

Having Nationwide cover Coda for major medical has given us peace of mind when dealing with the costs of making sure we can stop her cancer before it spreads. It has been easy to make treatment decisions knowing how quickly and easy it is to get claims paid for the cost of her treatment. Thank you Nationwide!!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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