Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Sattelmeier

Appreciate quick payment

Thank you
1

out of 5

POSTED: | BY: Marcus adams

Took 4 months to get first response

Was paying $80 bi weekly to cover 3 pets, $250 deductible each. Brought my dog in for vaccines and and antibiotic and paid $360. Had been expecting 90% back of the $110. Took them 2 months to tell me no that because his antibiotics were needed because of allergies that lead to his infection they don’t count. I’ve already paid them 3 times what I was hoping to get back. Just the fact that it takes them 3 weeks to process a regular claim is ridiculous in this online world.
5

out of 5

POSTED: | BY: Rhonda Rivas

Fast and convenient

Fast claims and reimbursement. Glad I’ve invested in the insurance.
5

out of 5

POSTED: | BY: Linda Clark

It’s there when you need it.

Peace of mind. Not having to worry about whether you can handle the Vet bill when something happens to your pet, with Nationwide you can count on getting help.
5

out of 5

POSTED: | BY: Doug Bielanski

Thank Goodness for Pet Insurance

Nationwide Pet insurance offers terrific service. As our pet grew older, he needs more veterinary services. Nationwide has recently improved the claims and payment services speeding up the time it takes to process and pay. It's nice not having to worry about vet bills each month.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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