Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Brudnicki

Positive

Excellent customer service
5

out of 5

POSTED: | BY: Leigh Olivar

Excellent

Excellent coverage and responsiveness!
5

out of 5

POSTED: | BY: Sandeep

Love you guys!

Absolute peace of mind with you guys backing my pet!
5

out of 5

POSTED: | BY: Rochele

Been great so far

I was a little confused about the claims process but nationwide was easy to contact through email. They helped me file the claims and get reimbursed for my puppies care. So far it has been worth the investment. It's nice to not worry about large vet bills when it comes to my dogs health and well being. Claims usually process in 30 days or less. You still have to pay your vet out of pocket for the bill but nationwide really did reimburse %90 of it. There are preexisting conditions that are not covered so you need to research into that for your dog's breed.
3

out of 5

POSTED: | BY: Jared Denisco

Disappointed claims are not paid in full

My dog just had surgery and I was extremely disappointed his surgery was not reimbursed in full. We were told we hit our limit for this injury. Therefore, we are concerned his future x rays, tests, and visits won’t be covered. Lots of limitations on this insurance that are not fully explained.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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