Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,765

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimber

Thank you for making taking care of my dog so easy

My pug has recently been struggling with frequent urinary tract infections. Her veterinarians were struggling to find out the etiology of her condition so we needed to complete diagnostic testing as well as labs in order to treat her bacteria-resistant infection. We are so scared for her, but Nationwide pet insurance has made caring for her less worrisome. With her illness, all we want is for her to not be in pain. We are so thankful for being able to care for our pet properly by choosing Nationwide. Thank you!
5

out of 5

POSTED: | BY: Rose

Nationwide is on your side

You are all terrific you make it easy to make a claim and when you do pay out the claim it is fast and painless I love you guys 💕
5

out of 5

POSTED: | BY: Yehuda

???

Oliver is doing much better - thank you for your concern!
4

out of 5

POSTED: | BY: Ross

Premiums too high, fee schedule hurts when you have an older dog.

Customer service is good. Claims can be slow. Statements are understandable but disappointing as fee schedule has resulted in enormous out of pocket costs for me after reimbursement.
5

out of 5

POSTED: | BY: Dr.

Peace of mind with Nationwide

I was frankly surprised at easy it was to do a claim online and how quickly the refund appeared in my account. Knowing my fur baby is safe and healthy and I can provide the best care without breaking the bank, gives me peace of mind.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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