Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tom L

Excellent service but a little pricy.

Excellent service. Time needed for a claim is minimal with very accurate results per agreement. Prices escalate on age and reach a point where it may be best to not insure unless your dog has preexisting serious problems.
5

out of 5

POSTED: | BY: Elvira

Good

We are happy so far with coverage and service!
5

out of 5

POSTED: | BY: Vanessa Steelman

Expanisve coverage and quick reimbursement

Nationwide whole pet covers up to 90% of most procedures, which is incredible. The reimbursement is quick as well. However, the monthly premiums are a bit high.
4

out of 5

POSTED: | BY: Richard Kolar

getting Faster and easier.

This claim was the fastest repayment yet by Nationwide in the 3 years I believe our policies have been open. 10 day turn around vs the more common 25-28. Have been debating switching companies due to some more challenges in submission and speed of repayment. Will hold off and see how subsequent claim processes go.
5

out of 5

POSTED: | BY: Dell Palmer

Very pleased with Nationwide

I’m always pleasantly surprised at how much of the total bill Nationwide actually pays.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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