Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Sadie Morgan

Nationwide is a great value

This is our first pet together and getting nationwide insurance has been such a blessing with all of the puppy costs. We have saved so much investing in the insurance and we feel like we are safe to allow our puppy to grow and explore knowing that she’s covered by insurance if she ever did get sick.
5

out of 5

POSTED: | BY: Camila

Great insurance!

It’s probably the best insurance ive ever used. It’s so easy filing claims and you get your money right away. Love it!
5

out of 5

POSTED: | BY: Alex Zambo

Nationwide staff the greatest with questions and help with claim problems.

Some procedures for coverage in policy which should be covered are not covered for my type of dog,otherwise policy is great.
5

out of 5

POSTED: | BY: Hannelore Locricchio

I am very grateful having this insurance for Rocco. It allows me to keep Rocco in good shape.

Always excellent service and concern for Rocco.
5

out of 5

POSTED: | BY: Becky Reed

Having my insurance plan has been a true life (and bank) saver!!

My dog Riley has been sick off and on most of the time I have had her. She was recently diagnosed with an autoimmune disease that will require lifeline medication. In the last few months I've had vet bills in excess of $7,000. I submitted claims after each expensive trip to the hospital or vet. At least 1/2 of those totals were paid by the insurance plan. Thank goodness I purchased the plan shortly after adopting Riley, The Million Dollar Doggo!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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