Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Maggie

Covered almost nothing!

I have had this insurance for years with multiple dogs and I thought it was pretty good. That was until I had to have emergency surgery on my 8 year old lab. The bill was $5,500. They only paid $1,300. I will not renew with Nationwide for my younger dog.
5

out of 5

POSTED: | BY: KATHERINE

Promptness

I appreciate how prompt you are at reimbursement.
5

out of 5

POSTED: | BY: Patricia

Thank you for assisting in keeping Emmi healthy.

Emmi has been at out vet many times for numerous issues. Nationwide has assisted us in keeping her healthy and on tract.
5

out of 5

POSTED: | BY: Terry

Fantastic pet insurance

We love Nationwide. Buying the insurance is worth peace of mind. 3 years ago we spent over $10,000 trying to save a dog that in the end passed away. Now our family will never go without pet insurance again.
5

out of 5

POSTED: | BY: Susan

I am happy with my Nationwide insurance coverage.

Its nice not having to worry about not being able to afford to take care of my Bella. She means the world to me and its nice to know Nationwide is here. She is doing so well now.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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