Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,772

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JosetteFrank

A pet insurance that cares

Gigi thinks you are great!
5

out of 5

POSTED: | BY: Zoe

Excellent coverage, easy claim process.

We are really happy with the pet insurance coverage from Nationwide. With an older cat medical issues seem to come up more often and it has been very easy to submit claims to Nationwide and be covered. My husband and I joke that our cat has better insurance than we do. It's really appreciated. Thank you.
5

out of 5

POSTED: | BY: Sherrie

Very pleased

Been with this insurance for 11 years and they always complete claims very efficiently.
5

out of 5

POSTED: | BY: Tobi

On line submissions take longer than advertised, but claim still done in a reasonable amount of time.

Nationwide has ads that say if you do online claim can receive payment in just a few days. That isn't true. Other than that is went well.
5

out of 5

POSTED: | BY: Alli

360 Positive Experience

Our experience with Nationwide has proven to be an entirely positive one as compared with a direct competitor whom we currently have our other dog insured through. The ease of claims submission and regular updated communication regarding a claim is bar none. If our other dog didn’t (now) have pre-existing conditions, we’d be switching her over!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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