Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Jo

Follow up on claim / Sam

Thank you for following up on my dog Sam and processing the claim so fast on this one!! He is doing just fine .. the tumor they removed from his mouth was benign and he is back to his playful, normal self!
5

out of 5

POSTED: | BY: Carol Brock

Best vet insurance, but pricy for elder pets.

Best vet insurer, but premiums get pricy for elderly pets
4

out of 5

POSTED: | BY: Tammy Rochacz

Love the insurance, sad my premium went up

I love nationwide, but I am sad that my premium almost doubled.
5

out of 5

POSTED: | BY: Mary Matozzo

Excellent Coverage

Excellent Coverage!!!!!
5

out of 5

POSTED: | BY: Jane Miller

Wellness Visit

I am very diligent about getting yearly visits for my dogs, and proactive if I see anything unusual with their health. My 3 year old Lab recently had her Wellness visit, and was in perfect health. The ONLY thing extra was that the vet expressed her anal glands. Apparently Nationwide views this as a pre-existing condition since she must have had it done once before in the 3 years I’ve had her. It surprised me that this was not covered. This is a preventative check to make sure the glands don’t get infected.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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