Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chuck Williams

Best decision I ever made!

My BEST FRIEND is in ALWAYS looked after because of Nationwide Pet Insurance.... OUTSTANDING company! On a scale of 1-10...a 25!
5

out of 5

POSTED: | BY: Jill Butler

Great

Always quick and helpful
5

out of 5

POSTED: | BY: Vickie L

finalized claim in quick, timely and easy online filing.

easy online in submitting a claim and tracking status. I am very pleased in the coverage of my policy
5

out of 5

POSTED: | BY: Mary Beth

Quick and easy!

I don’t have to worry about taking my dog to get something as simple as rubbing his bottom on the floor looked at because I know you will take care of us nationwide. It’s a peace of mind kinda feel!
5

out of 5

POSTED: | BY: Katy McGinnis

Surprisingly amazing in a world full of insurance loopholes that don’t end in favor of the consumer

After 11+ years with my dog, we’ve never had an emergency visit to the vet. She had a run in with a chain linked fence and her paw lost the ‘fight,’ so we ended up at an emergency vet on a Friday night. $1500 later, I was sure I’d be paying almost all of it given that human health insurance is such a goatrope. I hadn’t realized previously but we’d met the deductible and I was pleasantly surprised to see this insurance policy had paid for almost ALL of her visit, and within less than a week of the visit (not sure if this is typical but other related claims filed since have also been paid out really quickly). I will and have already recommended Nationwide to anyone who will listen.... and will be keeping it for both of my fur babies. Also came highly recommended by her regular vet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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