Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beatrice Kantrowitz

Very satisfied

I am glad to have had the assistance of Nationwide throughout the last 30 odd years and many pets.
5

out of 5

POSTED: | BY: Michael Fitzsimmons

Peace of mind knowing that you are there for Cowboy

I appreciated the service and the prompt response I received. Thank you!
5

out of 5

POSTED: | BY: Liz

Grateful

Grateful for VPI to help with the cost of an unexpected vet visit. Our Balto is a beloved member of the family. We’re glad we had help getting him the care he needed to get back to a clean bill of health.
3

out of 5

POSTED: | BY: Lisa Parker

It takes too long to review and receive claims back.

Takes too long to receive claim and money back.
5

out of 5

POSTED: | BY: Myers Rachel

I would hope that more people would insure the health of their pets! They are just as important as your children!!

We have had two family dogs covered under Nationwide. Both dogs were insured all of their lives. We love them forever and think NW is the best for helping you do the best you can for the health of your pet. Our cocker is now eight years old and going strong!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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