Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Vester

Outstanding Service

I’ve been with Nationwide Pet Insurance, formally Veterinary Pet Insurance, since 1998 and can’t say enough.
5

out of 5

POSTED: | BY: Nicole Merrill

Thank you

Very grateful for pet insurance over the past couple of months as Buddy has been experiencing food intolerance issues and allergies. We are trying to determine what may be causing his GI upset. He is now on a hypoallergenic food and this seems to be helping for now. Thank you so much for accepting claims so easily and paying them so quickly. Vet care is not cheap.
5

out of 5

POSTED: | BY: Jess

Amazing!

Nationwide was been nothing but the best! Makes us feel at ease knowing we can always count on them when we need them for coverage!
1

out of 5

POSTED: | BY: Moriah Callahan

Worst Pet Insurance Ever!

This is the worst pet insurance ever! I made payments to have my 4 year old lab insured for over a year. She developed a fatty growth on their leg (which is common in labs). We paid out of pocket to get it removed in expectation that the insurance we have on her would reimburse the surgery cost. I faxed over all the needed paperwork 3 times and they said they still did not have enough information. 6 months later I still did not get reimbursed her vet bill. I received another letter in the mail stating they needed another 30 days to review the claim (as if a half a year wasn’t long enough). I called them and they told me after looking into the claim they decided to deny our claim and not pay us any money. They said that it was a “pre-existing” condition, which is a lie. I was so angry to have waited a half a year and go through all this hassle just to get denied. I instantly canceled my dog’s insurance with them.
5

out of 5

POSTED: | BY: Linda

Easy claim process

I am so glad I have pet insurance. I was with another pet insurance company before and my friend told me of the ease of filing claim with nationwide and that they offer wellness as well. I switched over to nationwide. Recently one of my dogs is diagnosed with hypothyroidism. Nationwide had send my reimbursement within a week after I filed my claims after I meet my deductible. They paid even my dogs hypothyroidism rx as well

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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