Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jackie

Customer Service is Exceptional

I've had this pet insurance for more than 10 years (on multiple dogs). It's very easy to submit a claim, get reimbursed in a prompt manner, and every time I've called to ask questions or ask for help, the representatives are friendly, compassionate and helpful. Good customer service is hard to come by, and they go the extra mile. When I had to euthanize my most recent pet, they even reminded me to submit a claim for the euthanization AND they prorated my unused policy premium back to me. I cannot recommend them highly enough.
5

out of 5

POSTED: | BY: Michele

The Wellness Plan is the way to go!

I'm not one to recommend things, but I recommend Nationwide to every dog owner I know, and some I don't. The Wellness Plan is excellent, turns out our guy had some belly and skin issues and it more than paid for itself. We had lost a pet to cancer, the bill exceeded $20k (thankfully we had the means), so when were getting a new puppy I learned about Nationwide. I made sure that if the unknown happens, we can spend all of our energy on Max and not worrying about the finances. Again, I highly recommend this.
5

out of 5

POSTED: | BY: Isabella

Love you services

Could not have done without you. He has special needs and I have been to provide him with vet care.
5

out of 5

POSTED: | BY: Kindra

Always pays on time

Great service and always pays out. The only issue I have is Angel is on special prescription food for life and it is expensive. I have to get it every 2 weeks. I just wish I got reimbursed for that.
5

out of 5

POSTED: | BY: Bonnie

Easy and Efficient

Nationwide Pet Insurance is absolutely fantastic! I want to make sure my Yorkie has the best medical care available and Nationwide allows me to do that. Filing a claim is quick, easy and efficient. Claim is processed quickly with hardly any wait time. Thanks, Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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