Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tamra

Easy Peasy

This is the best choice I ever made. I never had pet insurance before but decided I wanted it when I got my last puppy. It is so worth it. Very reasonably priced and the claim process is a piece of cake and super fast
2

out of 5

POSTED: | BY: Cynthia

Prices are TOO HIGH

Well had this company for one year, prices were high but reasonable for services received now the prices have gone up over $800 for my dogs each not all three but each so that is an additional $2400 per year putting the insurance well over my ability to pay. I was told if a problem on of my pups had was "genetic" or born with it not from trauma it would be covered, not true, not one penny. Then if you can even read the fine print legalese wording maybe I should have known, but I didn't I stupidly believed the customer representative that told me the information. They say if you make a referral and someone signs on you get a Amazon gift card. That is a lie, never got mine even though I followed up by phone and in writing. Sad failure on Nationwide's part to raise prices so much that I can no longer insure my dogs with them. Since they did these I will not recommend nor use them for any of there services.
5

out of 5

POSTED: | BY: Lorelei

Best choice I made was choosing Nationwide

My kitten has had his share of problems and I am glad I made the choice to obtain pet insurance for him. I have recommended your insurance to all of the pet owners I know. I belong to many cat groups on Facebook and have sent many referrals your way.
5

out of 5

POSTED: | BY: THOMAS

Would not be without this insurance

We have had this insurance for 20 years plus for our dogs. We had it on our first dog and when she passed we kept it for the dog we adopted. We checked out other insurances before going with the one we have and found it to be what we were looking for. This policy is even better than the first one we had for our other dog. It is very easy to submit and the payment comes fairly quickly. I would recommend this policy highly if you have an animal.
5

out of 5

POSTED: | BY: Theresa

Nationwide Rocks!

So happy I purchased this insurance for Bear. Everything is so easy and this company is true blue!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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