5
out of 5
POSTED: | BY: Cathy
You have been fantastic and have covered most of the unexpected expenses we've had with multiple vet visits for Kelly
Excellent~
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kimberly Lopez
Must have if you own pets
I'm so glad we have this insurance. My dog has had a few unexpected injuries and having the insurance has been a lifesaver for my wallet. The claims process in very simple and they pay quickly. I like that I am sent a detailed explanation with every claim too.
4
out of 5
POSTED: | BY: Amy Walker
Quick claims response, hesitant to reimburse though
I like the ease of submitting an online claim to Nationwide, but in submitting one of my first ones, they requested I send documentation of every single vet appointment Remy has ever had.. Luckily he’s only 2 and I’ve gone to the same vet since I had him, but geez that’s insane that they wanted until I was submitting a claim to do that?? Why not request this info up front when I registered? It was really fishy to me, and just kind of proved that all insurance providers will do anything and everything to block you from getting money back. After I did obtain the documentation, it wasn’t enough. I needed FULL appointment details, including even the vet notes *eye roll*. Again, luckily, I was able to get that info and they have reimbursed me one time so far out of the 4 vet visits my dog has had. I got back more money than my last provider would ever give me! Which is awesome. But you really really have to have the time, patience, resources, and documentation to get what you’re owed. Good luck!
4
out of 5
POSTED: | BY: ERIC WILSON
I wish health insurance for humans was this easy and affordable!
I wish health insurance for humans was this easy and affordable! The only thing that could be better is some improvement in the claim portal. I submitted everything, but I guess it didn't go thru a couple of times.
5
out of 5
POSTED: | BY: Jodi
Excellent Coverage!
I often take pause at the fact that I spend more on my dog's health insurance each month than my own, but I can't complain about the coverage this policy provides! My dog is my baby, and it's nice to know I can take him to the vet no matter what ails him and it will almost surely be covered.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.