Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Naomi

Still trying to decide if I like Nationwide as compared to Embrace

I have received many letters telling me that my dog has too many preexisting conditions that won't be covered. I think one letter would suffice but many of them rubbing it in my face. I think Nationwide is best for those who have puppies and to stay with the company for the entire time not those who have older pets. We fought against pre-existing conditions clause for humans... that should be applied to our animals as well.
5

out of 5

POSTED: | BY: Ralph

Great help with the reimbursement of Hemi’s bill! Thank you!

Overall great experience with nationwide. They covered most or all expenses required. I recommend them to all people that own pets.
5

out of 5

POSTED: | BY: Meghedie

Amazing

I have had nothing but excellent and amazing experience with Nationwide!
5

out of 5

POSTED: | BY: Pam

Awesome Service

Every contact that I have made with Nationwide on behalf of my boys (my 3 dogs) -- has been outstanding! I only wish my health insurance was as good as what you guys do for my dogs. thanks
5

out of 5

POSTED: | BY: Kim

Super easy claims process!

Nationwide has taken any worry about being able to afford changes to my pet's health away. The monthly rate for the peace of mind this insurance provides is such a great value. The claims process couldn't be easier and the reimbursement is super quick if done online. I've recommended Nationwide to all my friends with pets!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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