Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melanie McNeely

Thank God for this pet insurance. It has been a lifesaver for my pet's health and access to care!!

My pomeranian was diagnosed with a bone/ brain cancer. Treatment has been very expensive. Thank God I have this pet insurance. It has been a lifesaver in being able to afford these treatments for her care.!!
3

out of 5

POSTED: | BY: Amanda Rubin

Coverage Lacking

Very upset to find out testing for stomach worms is not covered by Nationwide. My vet was shocked and appalled, said this is the ONLY insurance she's ever heard that doesn't cover testing for potential infection/sickness. Each time Rogul has serious digestive issues this test will be required and we will lose $170 ($85 before and after) to know for sure what Rogul needs to be treated for. We are considering switching insurance plans for this simple fact alone. Very unaccommodating.
5

out of 5

POSTED: | BY: Lindsey

Great Experience

I have appreciated the ease of claims and the vet helpline. It has made dealing with Merlin's severe allergies much easier on me and my wallet. I love my dog and this has enabled me to provide him with the care he most needs.
5

out of 5

POSTED: | BY: Lindsay Samaha

I'm so thankful to have Nationwide Pet Insurance!!

I'm so thankful to have Nationwide Pet Insurance!! It is so worth it!!! Customer service is always friendly and helpful and the claims are paid in a timely manner. I have and will continue to recommend Nationwide to all my friends and coworkers with pets.
5

out of 5

POSTED: | BY: Kerri Shebola

So thankful for the helpful service nationwide provides

I submit Goose's claims after she sees the vet and the friendly Nationwide reps take care of it quickly. I appreciate the services.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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