Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim

Super easy claims process!

Nationwide has taken any worry about being able to afford changes to my pet's health away. The monthly rate for the peace of mind this insurance provides is such a great value. The claims process couldn't be easier and the reimbursement is super quick if done online. I've recommended Nationwide to all my friends with pets!
4

out of 5

POSTED: | BY: Julie

good company

The entire process took almost 3 months. A little long
5

out of 5

POSTED: | BY: Irene

Big recommend!

Nationwide pet insurance has been a lifesaver. It has been so worth it for both my cats. I only wish I had gotten the insurance sooner! The coverage is fantastic and the claim process is seamless. Thank you Nationwide!
4

out of 5

POSTED: | BY: Laurie

Best decision ever

There are so many Pet Insurance companies to choose from. I am glad I chose Nationwide. I compared the top three and made my decision on coverage and cost. I believe that Nationwide has the best in Full Coverage but it’s a little more than some of the others. I have the 90% coverage plan and it’s been very helpful! I was hoping to get more of a multi pet discount but that didn’t happen. I think that’s the main downfall of this company. I am hoping that will be addressed soon. Actually my other dogs monthly cost went up $20+!
5

out of 5

POSTED: | BY: Susie

Filing claims electronically is easy

Filing claims are easy and refunds deposited into the account you select..you must manage your email and follow instructions to finish process but they are not difficult
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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