Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lisa Engel

As soon as my dog got really sick, they refused the claim.

Fine for annual vet visits, vaccines, Heartguard but the second my dog got really sick, they turned down the claim. No one was available to discuss the issue. We were with the company they purchased for most of our dogs' lives, Nationwide got ahold of that company and it was all over. Two of my dogs have since passed, one of cancer. Paying for this insurance was the biggest waste of money we have ever made. Watching their commercials makes me sick.
5

out of 5

POSTED: | BY: Jeffrey Essayan

Absolutely the way to go

The claims process was very speedy and thorough and quick and user-friendly
5

out of 5

POSTED: | BY: Kathy Tracy

Nationwide Pet Insurance is peace of mind always.

Our beautiful dog Fuss suddenly got very, very sick and it was the scariest, most heart wrenching two weeks of our lives. Because we have Nationwide pet insurance, her excellent veterinary care and hospitalisation saved our baby's life and didn't lead us into financial ruin. We have so much appreciation for Nationwide and recommend their pet insurance 110%. Sending an enormous, heartfelt thank you from Kathy, Chuck and Fuss. :)
5

out of 5

POSTED: | BY: Vic Parris

Best pet insurance around!

Have been a policy holder since 98 when it was still VPI. So easy, so straight forward , love it! Thank yiu
5

out of 5

POSTED: | BY: Trish

Claims department is very efficient

Very happy with the quick payment on claims.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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