Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: alexis

Horrible — making a bad situation worse

This company makes hard times worse by carefully digging for ways to reject any part of your claim, sending you on wild chases for additional paperwork, and never doing the legwork on your behalf. Would it kill you to contact the vet on our behalf if you need documents or clarification? I once had a claim rejected because I didn't include the diagnosis on the HAND WRITTEN claim form. 1. You should have called the hospital and 2. Should I have just hand written some crazy diagnoses on all my other rejected claims and then maybe you would have helped me out? The people on the phones are super friendly, but their hands are tied. Your company doesn't offer any kind of protection or piece of mind. Doing business with you is painful.
5

out of 5

POSTED: | BY: Patricia

So easy to work with!

Nationwide Insurance makes the decision to do everything we can for our dogs!
5

out of 5

POSTED: | BY: Earl

Great Service

Great service provider. Fast response and replies. Affordable.
5

out of 5

POSTED: | BY: Robert

Great job with quick responce

Good policy with great price.
5

out of 5

POSTED: | BY: Barbara

Couldn't do it without you!

We never knew pet insurance could be so helpful, thank you for everything that you do to help. We love the vethelpline!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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