Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauren

Very pleased

Very satisfied with claim process and reimbursement.
5

out of 5

POSTED: | BY: Margo

Nationwide made the claims process painless & easy

This is the first pet that I’ve submitted claims on and I’m so glad that I selected coverage with Nationwide. It was very easy to submit my claim online and the turnaround was timely. The coverage is excellent.
5

out of 5

POSTED: | BY: Carol

Recommended

Claim process is easy and helps with our pets vet costs
5

out of 5

POSTED: | BY: Nichole

We couldn't ask for more.

Being able to afford medical care (especially for a pet) can be difficult enough and even more difficult paying for it up front, but such is the life of a pet parent. This is definitely the next best thing. The process of submitting claims and receiving payments is quick and easy, and every time I've called customer service with a question, they were great. We couldn't ask for better.
5

out of 5

POSTED: | BY: Sal

A must have for every Dog owner

I cannot thank enough to the team of Nationwide (formerly VPI) for all what they do for our pets. They are easy to deal with, make filing claims and payments a breeze and their coverage is fantastic. Really recommend this insurance to all friends and family with pets.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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