Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbie

Prompt Reimbursements

Nationwide is great at processing my claims and reimbursing me in a quick and efficient manner. I am very thankful that I have the insurance to help me care for my boy. My only complaint with Nationwide is the rate of annual increases . . . I'm afraid at some point (probably the next increase) they'll price me right out of being able to afford it, now that my boy is 11 years old.
5

out of 5

POSTED: | BY: Melissa

Love being able to submit claims from my smartphone

Very easy to submit claims through app. Feel that coverage is great except if you end up using emergency vet services after normal visit hours. (kind of similar to human insurance) Otherwise I have been pleasantly surprised how much reimbursement I have received.
3

out of 5

POSTED: | BY: Janine

I was upset how some claims were handled.

Murphy had a cough the day before her insurance started. We later found out she hand just had something in her throat. Later that summer she got a sinus infection and Nationwide wouldn't cover it because she was labeled with a pre-existing conditioning. I don't understand how a sinus infection is the same as a cough that turned out not to be an issue, and it made me question the need for coverage.
5

out of 5

POSTED: | BY: Jennifer

So blessed to have this my pets well being

Wished I knew about this quality service a long time ago.
5

out of 5

POSTED: | BY: TRACIE

Amazing! Always so easy to make claim!

Worth every penny. Easier to make claims than my own health insurance. I'll will always have Nationwide for my pets!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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