Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kenny

So far so good!

We have two pets recently insured with Nationwide. Brothers from same littler Apollo & Kayden. So far Nationwide has been excellent with the handling of claim forms submitted for Apollo (lab work, neutering, etc...). We are currently waiting to see if Nationwide continues to provide great service when it comes to claims submitted for Kayden who has had some recent issues that have now been resolved and he's doing great finally. I've read on various message boards poor reviews on Nationwide on how they decline and look for ways to decline large claim submittals. We'll see shortly if this is true or not?
5

out of 5

POSTED: | BY: Joyce

Comforting

Prompt and painless.. thanks!
5

out of 5

POSTED: | BY: heather

Easier than expected!

This was much easier to submit claims than I ever expected! Very satisfied.
5

out of 5

POSTED: | BY: Gina

Easy peasy

Thanks for the ease of emailing a claim submission and quick processing turn around time.
5

out of 5

POSTED: | BY: JULIANNE

Good Coverage

Easy to submit claims and quick processing of the claims
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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