Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lawrence Veladota

Easy to contact, knowledgeable individuals, great web site

Excellent!
4

out of 5

POSTED: | BY: Melissa Chinn

Happy with benefits offered by Nationwide

The reason I gave only 6/10 for the customer service rating is due to an extremely bad customer service representative I spoke to on Aug 5. I believe her name was Cecilee and she gave me erroneous information regarding my plan. She told me dental cleanings are not covered at all on my Wellness Plus plan. This was the main reason I signed up for this plan and left Trupanion for Nationwide. It concerned me enough to call back to verify. It turns out she gave me wrong information, which is not acceptable. I was calling for information and guidance regarding my new plan and the representative did not even know or have accurate information. In addition, the way she spoke was unprofessional and rude. She sounded as if she couldn't care less by her tone and was not articulate, often searching for words to explain herself.
5

out of 5

POSTED: | BY: Nikki Rainwater

Excellent

My claim was taken care of within 10 days of Trudie’s spay. And I got all but $20 back. We have this insurance on all 5 of our dogs. Just the best!!
5

out of 5

POSTED: | BY: Angala Blank

Without Nation wide I would probably have to had to put my fog down, he is having do many health problems! Thank you!

Excellent insurance company!!!
5

out of 5

POSTED: | BY: Lisa Chaney

Unbelievably Easy Process!

I am so impressed with the ease of claims for my dog. I filed on line, attached my bill and within less than a week, I had my reimbursement directly to my bank account. It doesn't get much better than that!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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