Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marty Kachur

Highly recommend this Nationwide pet insurace

I did not expect Nationwide to cover all that it did when I submitted the almost $1800 bills and I am extremely greatful. Pokey once again in good health,
5

out of 5

POSTED: | BY: Kristie Romer

I only graded customer service low since I've never had to call. The claim process is so easy and smooth!

Pearl hurt her leg. I had ease of mind due to pet insurance to get the care for her that she needed to heal fast.
3

out of 5

POSTED: | BY: David New

Good claim service, but pre-existing conditions practice make it difficult to use

I signed up for Nationwide this year for pet insurance for the first time. There are a lot of positive aspects of how you submit claims, etc., but what has made it difficult to get value from it has been how they have gone into my pet's history to identify any pre-existing conditions or even current conditions that may have been related to earlier conditions. Basically, unless your dog is in perfect health or if you are anticipating new expenses as your dog ages, then this probably isn't a good value.
5

out of 5

POSTED: | BY: Denise Wheeler

I am very happy with the service and speed of claim payments.

Very happy customer
5

out of 5

POSTED: | BY: Kortni Nichols

Thankful

The process of filing a claim and receiving payment is quick, easy, painless and makes us thankful that we use Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review