Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Henry Rogers

Excellent service and response to claim.

See above comment.
5

out of 5

POSTED: | BY: John Henderson

Wouldn't have it any other way

When our Bulldog adopted us 8 years ago who would ever thought she could have brought us this much happiness. We knew we needed to protect her and did our research into getting her health insurance. Nationwide was the best we found with the potential care she may need. With insurance as soon as there is a flair up we don't have to wait and see if it continues or worsens we know we can get her treatment asap. In many cases this having this security we have caught issues early on that were less costly than waiting until they manifested into something much worse. Nationwide works with and for us.
4

out of 5

POSTED: | BY: Arlene Mayhew

Pre-existing condition

I save dogs from being euthanized because previous owners cannot afford the medical care. I would love to see pet insurance cove pre-existing conditions. Example: I saved a dachshund that was going to be euthanized because her hind legs were paralyzed. I got her a wheelchair and trained the new forever parents how to care for a paralyzed dog. She is happy and loving life.
5

out of 5

POSTED: | BY: Yolanda Bolden

Best claims service to date

Doesn’t get much easier to file a claim
5

out of 5

POSTED: | BY: Nicole

Love Nationwide!

I have 2 Chihuahuas that are getting up in age so they have been having issues off and on. Nationwide makes the claim process so easy and the reimbursement is so fast! These are my babies and it definitely reduces an already stressful situation when they are ill knowing you don't have to worry about Nationwide taking care of the claim. If only my own medical insurance company was this efficient! Best in class service. 10star rating :)

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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