Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Devon Maugle

So easy and stressfree

I was able to send in my claim easily over the mobile app in minutes. Then waited only a couple of weeks before i was sent my money. So easy and stress free!
5

out of 5

POSTED: | BY: Dan flandersdefinitly

If it wasn't for insurance we don't know what we,d do.

Definetly worth every penny.
5

out of 5

POSTED: | BY: Minerva Lopez

Thank God for Nationwide!

I am so happy that I chose VPI/Nationwide for my boy Max, with all his health issues. It eases me know that I have insurance for my furbaby. Its so important for Furbaby parents to join in on health insurance.
5

out of 5

POSTED: | BY: Jennifer Sherman

Fast and easy process

Nationwide makes submitting claims easy and their reimbursement wait times are short!
5

out of 5

POSTED: | BY: Elizabeth Lawton

Pug Approved

My Ruby is a sweet 9 year old Pug. As with most pugs, you get hiccups every now and again. I love this insurance since it covers dental cleanings and the deductible is pretty easy to hit. My poor Ruby had a few teeth pulled on this last round and definitely don't plan to see the $700+ after a $300 teeth cleaning. I submitted the claim and received about $500 back. The system makes it pretty simple and much easier to understand than regular people coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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