Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanne E.

Nationwide has been an excellent partner in this first year of our puppy's life

I was skeptical about purchasing pet insurance but our daughter "did some math" for us and it did seem like it would be worth it so, although it was a higher monthly rate than I'd expected, we enrolled. I'm so very glad we did! Our puppy has swallowed all kinds of crazy things requiring emergency care, she's needed to get her nails cut at the vet (we don't seem to be able to do it very well) and we've had some important vaccinations and well-dog visits. Nationwide has honored every promise and saved us so much money. They have never rejected or disputed any claim. Also, submitting the claim is very easy. We use an app that simply asks we upload images of the paperwork which I do while in the parking lot of the vet! That means the claim gets filed immediately. Then Nationwide sends an email letting me know they got the claim and I can relax because I know the ball is in their court. Within days they process the claim, notify me and within a click of a button I authorize the payment to be directly deposited into my account. It's SO easy and SO worth it. I appreciate Nationwide, the ease of use, their customer service and the great value that this insurance has provided to our family this first year of our dog's life. I recommend it.
5

out of 5

POSTED: | BY: Jill Butler

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Will stay with Nationwide always
5

out of 5

POSTED: | BY: Patricia Miller

Nationwide and my vet are the greatest

I was very pleased with the quick reimbursement of my vet bill
5

out of 5

POSTED: | BY: Jo Ellen

Excellent Service

Extremely happy with fast turnaround of claim payments..... Easy and efficient
5

out of 5

POSTED: | BY: barbara adler

Nationwide helps us when we have to go to the vet for Yoshi

I am so glad we have Nationwide for Yoshi. It helps us with the costs of caring for him.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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