Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ed Croteau

OUTSTANDING PET INSURANCE!

I recently adopted a 17 month old dog and because of the outstanding coverage Nationwide provides, I was able to provide him with a thorough examination to be sure he is and remains healthy. After canceling my last policy 7 months ago when my previous dog passed, I'm amazed at how much quicker Nationwide sends reimbursement payments. I checked other companies to be sure my dog was getting the better coverage and I'm glad I returned to Nationwide. GREAT JOB NATIONWIDE!
3

out of 5

POSTED: | BY: Michelle L

CUSTOMER SERVICE IS LACKING.

For the amount of money my policies cost, I would expect better customer service. I am STILL waiting on the resolution of a claims dispute for my cat, Simon.
5

out of 5

POSTED: | BY: David Copson

Claim Sevice

Claim was handled expeditiously and professionally. Pet is going through a very difficult period with her gastro / digestion system. Handling of insurance claim in a speedy way greatly lessen this owners stress.
5

out of 5

POSTED: | BY: Michael Elley

I was very pleased with claims processing

very good service
5

out of 5

POSTED: | BY: Eric Henderson

Nationwide saved my dogs life

Nationwide has been fantastic. My dog needed exploratory surgery for a possible obstruction and my Nationwide coverage gave me the confidence to make the decision to go for it. A very good thing I did, because his intestine had already ruptured and had we waited any longer he would have died. Thank you for your hassle-free claim approval. You have earned a customer for life.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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