Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dorothy King

Very happy with service and response.

I great to have some piece of mind knowing you can help with some of the medical costs. I didn't have insurance for my previous lab who lived to 14 years old, and I know the expense you can run into.
4

out of 5

POSTED: | BY: Brian Kahn

Claim should have been sooner

The claim should have been paid faster. The initial claim submitted had a preliminary diagnosis and declined. It was then re-submitted with a different and final diagnosis, but based on the original date of treatment. It was paid but had to go into a new 30 day cycle, delaying the disbursement of funds then by another 3-4 week period. If an initial claim is resubmitted with an updated diagnosis based on the original injury, it should not have to be treated as new claim.
5

out of 5

POSTED: | BY: Chong Cha

Good

Good
5

out of 5

POSTED: | BY: Charles Lockwood

My dogs care

I like having the insurance and feel it is quite useful. I am now considering insuring my grandsons dog.
5

out of 5

POSTED: | BY: Melissa soland

No problems at all. It's been great this far.

Claims have been super easy. Coverage seems to be good.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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